Financing

Currently, we do not offer any financing. However, we do have a layaway program for anyone who is interested in it.

How the layaway program works?

If there is a watch you like, but you don't have the financial means of obtaining it right now and you want us to hold it for you until you have the money to pay for it, then the layaway program would be perfect for you. Note: You must call in your order between 9am and 6pm ET Monday through Friday if you want to use the layaway program. Call us toll free at 866-371-2330 to submit your layaway order today!

With the layaway program, you pay a 20% non-refundable deposit on the watch when you submit your order. Then we set up a payment schedule with you for you to pay off the remaining 80% within 3 months. If you cancel the order after the process has been initiated, you forfeit your 20% deposit.

Example:

Scenario: You want to buy a Citizen dive watch for $400, but can't pay it all at once.

Layaway program: You pay 20% deposit, which is $80. You tell us you want to pay off the remaining $320 in 2 months with 4 payments. Roughly every 2 weeks, you call us and tell us to charge your card $80 each time. 2 months later, you have paid off the entire amount. We ship the watch out to you.

Benefits:

The biggest benefits of the layaway program is that we can hold the watch for you with just a 20% deposit. So if the watch is a limited edition or limited quantity piece, you won't miss it just because you can't pay for it right away. You will also be guaranteed the lowest price that we offer. What it means is that if we raise the price on the item during your scheduled payment period, you will get the initial lower price. If the price of the item drops during the same period, we will give you the lower price.